Car Insurance Made Simple
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Protect Your Car.
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Compare and buy the best car insurance from India's top insurers. Starting from just ₹2,094/year.
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5000+ Garages
50 Lakh+
Cars Insured
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Choose the Right Insurance Plan
Every car and driver is unique. Pick the plan that matches your usage and budget.
Most Popular
Comprehensive
From ₹6,000/yr
- Own damage coverage
- Third-party liability
- Theft & fire coverage
- Natural calamity cover
- Personal accident cover
Best for new cars and daily commuters
Get Comprehensive Quote
Best Value
Zero Depreciation
From ₹9,000/yr
- Full claim without depreciation
- Bumper-to-bumper coverage
- Covers plastic & rubber parts
- Higher claim payout
- Add-on for comprehensive plan
Best for cars up to 5 years old
Get Zero Depreciation Quote
Mandatory
Third Party
From ₹2,094/yr
- Legally mandatory in India
- Third-party injury cover
- Property damage liability
- Unlimited bodily injury cover
- Personal accident: ₹15 lakh
Best for old cars or low usage
Get Third Party QuoteWhy Buy Insurance Through MyCars?
Instant Policy
Get your policy document in minutes, completely paperless.
Cashless Claims
5000+ network garages across India for hassle-free cashless repairs.
24/7 Support
Round-the-clock claim assistance and expert advisor support.
Easy Renewals
One-click renewal with no inspection for timely renewals.
Top Insurers
Plans from HDFC ERGO, Bajaj Allianz, ICICI Lombard & more.
Free Consultation
Talk to our insurance experts for personalized recommendations.
How It Works
01
Fill the Form
02
Get Best Quotes
03
Choose Your Plan
04
Pay & Get Covered
Get Your Free Insurance Quote
Fill in your details and our insurance expert will call you within 24 hours.
Frequently Asked Questions
Comprehensive insurance covers both your own car damage and third-party liabilities. Third-party only covers liabilities to others and is the minimum legally required.
Zero Dep ensures you get the full claim amount without any deduction for part depreciation. Ideal for new cars.
Yes. A minimum third-party liability insurance is mandatory under the Motor Vehicles Act, 1988. Fines up to ₹4,000 or imprisonment for non-compliance.
Premium depends on IDV, car age and model, policy type, your city (RTO zone), NCB, and add-ons chosen.
NCB is a discount on renewal premium if you haven't filed any claims. Starts at 20% after 1 year, up to 50% after 5 claim-free years.
